What To Do If Someone Stole Social Security Number – What should I do if I get a call saying there is a problem with my Social Security number or account?
Social Security has zero tolerance for fraud. We work diligently at the national, regional and local levels to combat fraud that undermines our mission to serve the American public.
What To Do If Someone Stole Social Security Number
To address this challenge, we work closely with the Office of the Inspector General (OIG), which investigates allegations of fraud and seeks to bring perpetrators to justice. The OIG refers cases to prosecutors within the United States Department of Justice and other state and local law enforcement agencies for prosecution as federal crimes.
Watch Out For These Social Security Scams
Fraud involves obtaining something of value by willful misrepresentation. Under our programs, it is fraud if someone fails to present the truth in order to receive benefits and payments. Information is “material” if it could affect our decision about eligibility or eligibility for benefits under the Social Security Act.
Do you suspect someone of Social Security fraud, waste, or abuse? You can submit a report online at oig. or contact the OIG Fraud Hotline at 1-800-269-0271.
The OIG will carefully review your allegations and take appropriate action. However, they cannot provide information on the actions taken in relation to the reported allegations. Federal law prohibits the disclosure of information contained in law enforcement records, even to a person who brings charges.
For more information about reporting fraud, visit OIG Resources for Other Types of Fraud. Find information about SSN abuse, elder abuse, Direct Express information, fraud, and more. Watch their video “How to Report Social Security Fraud” for more information on how to handle fraud.
Why Would Someone Change Their Social Security Number?
Be careful! It’s important to be aware of scammers pretending to be Social Security agents. There are also increasing reports of scam calls from people claiming to be our office. For more information about scams, visit Protect Yourself Against Social Media Fraud.
Identity theft is when someone illegally uses your personal information to commit fraud. If someone illegally uses your SSN and discovers your identity, it can cause a lot of problems.
The OIG provides 10 tips for protecting personal information and some steps to take if you suspect identity theft.
If someone uses your SSN to get credit, loans, phone bills, or other goods and services, contact the Federal Trade Commission (FTC). The FTC collects identity theft complaints from people whose identities have been stolen. You can reach the FTC’s Identity Theft Hotline at 1-877-IDTHEFT (1-877-438-4338) or visit www.ftc.gov/idtheft. Identity theft remains a costly problem. But many people do not take into account the great weight that can be placed on the emotional, mental and physical health of a person.
Identity Theft: 6 Ways Someone Can Exploit Your Ssn
A report by the Identity Theft Center found high levels of stress and anxiety among its victims, including physical symptoms such as pain, palpitations, abdominal pain and sleeplessness. Almost 10% reported that the effects were so severe that they were unable to work.
For many victims of identity theft, the fallout seems endless. According to the SANS Institute, a victim can take up to 600 hours to repair the things damaged by thieves. For some, it took years.
“Most of us don’t think about identity protection when we think about ways to protect and improve the health of the whole person,” said Bruce Grimm, Cigna’s vice president of marketing. America. “Ensuring peace of mind for those we serve includes supporting their financial and emotional well-being. That’s why we offer a new discount for theft protection four direction for our small and medium-sized customers in 2022.”
The latest Cigna 360 Wellbeing study found that in 2020, financial health—one of the five areas of human health—was most affected during the pandemic, more rather than physical, emotional, environmental and social health. With continued uncertainty, many people continue to worry about their long-term financial obligations, such as whether they will be able to pay their children’s school fees, pay their mortgage or save for retirement.
Top Identity Theft Scams To Avoid
With financial concerns on the rise, the pandemic has caused more fraud than any other event in the past 10 years. According to the Federal Trade Commission, there will be nearly 1.4 million identity theft reports in 2020, about twice as many as last year. A recent study by Javelin Strategy & Research estimated the total cost of information fraud at $56 billion by 2020, with most of that coming from fraud where criminals interact directly with victims. harm.
We’re here to give you identity theft protection that monitors, alerts, and helps you solve identity theft problems. Download the brochure for more information.
In this case, theft protection can help strengthen a person’s financial health and give them the peace of mind they so desperately need. Read on for tips on how to protect yourself.
This is probably one of the most important tips, but many people fall back on the same password or choose the obvious one: “password123”.
How To Replace A Lost Or Stolen Social Security Card
Make passwords longer, create different passwords for each entry, and consider using a password manager.
People continue to be deceived by fake emails and texts that appear to come from legitimate companies, such as your bank or a store where you want to shop. The FBI’s Internet Crime Complaint Center reports that more than 241,000 people lost more than $54 million to cybercrimes in 2020.
The most important thing is to think before you click. Check the sender’s email address and address carefully. If you’re not sure if the email or text is correct, call the business to make sure they sent you the notice.
Your Social Security number is the key to your financial information, opening the door for thieves to open bank accounts and credit cards in your name. So keep your Social Security card in a safe place. Do not carry it in your bag. Be sure to cut the paper with numbers. And never, ever give your social security number to someone who calls you out of the blue and claims to be from a government agency.
When Is It Safe To Share My Social Security Number?
Credit and debit card numbers can be stolen from insecure websites, so only give your credit card numbers to reputable businesses. Be careful when responding to special offers. And be sure to check your bank and credit card information regularly to look for unauthorized transactions.
Medical identity theft is another common form of fraud that occurs when your personal information is used to obtain someone else’s medical care. Fraud has increased during the pandemic.
That’s why it’s important to regularly check your benefit statement to make sure you’ve paid all the fees that were provided to the insurance company.
Stories about people in dire need can be heartbreaking. But if you open your wallet to help, make sure it’s true love. Fake donations are one of the most popular ways to trick people into giving up their personal information.
How To Keep Your Social Security Number Safe
We all know people who love to share their every move on social media. Heck, we might be one of them. However, fraudsters can use this information to create fake accounts under your name.
Be careful about the information you share and make sure to change your social media settings so that only people you know can see your posts.
Malware or malicious software can steal personal information from your computer or mobile device. It is easier to protect your computer from malware than to remove it after it is infected. And since many people are still working from home, it is important to ensure the security of your work computer.
According to the FBI, millions of American adults are victims of fraud each year, from sex and government scams to home improvement and personal care scams.
Steps To Take If Your Social Security Number Has Been Stolen
Older people may be more vulnerable to fraud. It can be more reliable. They usually save money. And they are more likely to be scams. That’s why it’s important for adults to be wary of unsolicited offers. Do not share your personal information with unapproved people or businesses.
Social Security cards are often issued shortly after a child’s birth, and the nine-digit number can be used by a thief to create a new identity that won’t be known until you receive a letter. to collect debts in your child’s name.
That’s why it’s important for parents to check where their child’s personal information is stored. Limit the number of people who can access information about your child. Talk to your kids about staying safe online. And be sure to review their device’s privacy settings.
“Identity theft can affect a lot of people in a lot of different ways, so it’s important to be vigilant,” Grimm said. “At Cigna, our mission is to improve the health, well-being and peace of mind of those we serve, and helping people protect themselves from identity theft is a big part of helping to us to achieve that.” You are reading a free article. with opinions that may differ from Motley’s Premium Investing Services. Become a Motley Fool member
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