Car Insurance Ohio

Car Insurance Ohio – Partner Content: This content was created by a business partner of Dow Jones, independent of the newsroom. We may receive a commission as a result of the links in this article. in more detail

Auto Owners, Erie and State Farm offer the cheapest minimum coverage in Ohio, while Grange, Nationwide and Jaco are the cheapest options for full coverage.

Car Insurance Ohio

By: Daniel Robinson By: Daniel Robinson Writer Daniel is a writer for the Guides team and has written articles covering car finance and car care topics for a number of automotive news sites and marketing firms in the US, UK and Australia. I have skills. Daniel car insurance, loans, warranty options, car services and more. is a Team of Guides.

Where Auto Insurance Costs Most And Least. See Where Ohio Ranks

Editor: Rashawn Mitchner Editor: Rashawn Mitchner Managing Editor Rashawn Mitchner is an editor on the Guides team with over 10 years of experience covering personal finance and insurance topics.

We at the Guides team took an in-depth look at the best car insurance providers and the cheapest car insurance in the Buckeye State, comparing prices, coverage, ratings and reviews. This article will explain our top recommendations in the state, cost estimates for different driver profiles, and Ohio insurance laws and regulations.

Best Car Insurance Companies America’s 10 Largest Car Insurance Companies Cheapest Car Insurance How Much Car Insurance Do I Need? Average Cost of Car Insurance Factors Affecting Car Insurance Rates Car Insurance Rates by State

The team of guides are committed to providing reliable information to help you make the best decision about your car insurance. Because consumers trust us to provide objective and accurate information, we’ve created a comprehensive rating system to rank the best auto insurance companies. We collected data from dozens of auto insurance providers to rank companies on a wide range of ranking factors. After 800 hours of research, the final result was an overall rating for each provider, with insurers at the top of the list.

Ohio Auto Insurance Among Lowest In U.s

When you shop for auto insurance in Ohio, you’ll have access to some of the lowest auto insurance rates in the country. That’s because the Buckeye State is one of the cheapest states in the country for car insurance.

The following sections will look at the cheapest car insurance companies and coverage options in the state, starting with the most affordable providers and coverage options.

The cheapest car insurance companies in Ohio are USAA, Geico, Nationwide, Erie Insurance and State Farm. Below is an overall and price rating for each of these providers.

*Our research team considers country-wide factors when evaluating providers. The provider ratings in this chart are specific to auto insurance in Ohio.

Ohio Insurance Policies

Because car insurance companies have different methods of calculating premiums, no two prices are the same. For this reason, if you want to find the cheapest car insurance in Ohio, we recommend that you compare the prices of many providers.

When you shop for auto insurance, the coverage you choose will have a big impact on your rates. But most providers’ quotes include minimum liability and comprehensive car insurance estimates, allowing you to explore your options. Although the state has minimum liability requirements, it’s a good idea for drivers to consider comprehensive coverage.

Erie Insurance offers the cheapest auto insurance in Ohio for an average of $20 per month or $237 per year. Auto Owner and State Farm can also be affordable options for Ohio drivers.

In Ohio, you are required to purchase standard liability insurance, including property damage and bodily injury liability coverage. This type of insurance covers damage you may cause to the other party’s property or vehicle. It does not cover you or your passengers.

Sr 22 Insurance & Bonds In Ohio: How Much Do They Cost?

According to our research, Nationwide offers the cheapest comprehensive coverage in Ohio at $69 per month or $825 per year. Ohio drivers can also get affordable insurance from Grange Mutual and Jaco.

Like any other state, a comprehensive auto insurance policy in Ohio includes a combination of liability, comprehensive, and collision coverage to protect you and your passengers from an accident. This type of insurance also covers your car if it is damaged due to a natural disaster, theft or vandalism.

Age, driving history and credit score can have a significant impact on the price of auto insurance in Ohio. Below we compare cheap car insurance estimates for Ohio drivers based on these categories.

Teen drivers lack driving experience, so they pay hundreds of dollars more for car insurance than older drivers. The charts below show the cheapest car insurance for young drivers in Ohio, as well as the estimated monthly and annual costs.

How Proof Of Insurance Works And Why You Need It

Teen drivers in Ohio may pay higher car insurance rates than other age groups. According to our cost estimates, 16-year-old drivers can get affordable car insurance nationwide for $2,934 a year or $245 a month. The average rate for 16-year-old drivers in the state is estimated at $5,956 per year, or $496 per month.

We found that Erie Insurance offers the cheapest average car insurance rates for 17-year-old Ohio drivers at $2,136 per year, or $178 per month. The average price for a 17-year-old driver in the Buckeye State is estimated at $3,172 per year, or $264 per month.

Based on our research, Erie Insurance is one of the cheapest car insurance companies for 18-year-old Ohio drivers. Motorists typically pay an average of $1,911 per year, or $159 per month, for a full coverage policy with the company. The average rate for 18-year-old Ohio drivers is estimated at $2,762 per year, or $230 per month.

Drivers in their 20s can pay lower rates for car insurance. For 21-year-old Ohio drivers, Nationwide offers affordable auto insurance starting at $1,192 per year or $99 per month. The average rate for 21-year-old drivers is estimated at $1,696 per year, or $141 per month.

Car Insurance Niles Warren Liberty Girard Ohio

On average, Nationwide offers the cheapest auto insurance rates for 25-year-old Ohio drivers at $930 per year or $78 per month. The average rate for 25-year-old drivers is estimated at $1,933 per year, or $161 per month.

As with most states, car insurance premiums drop significantly as drivers age. Rates typically begin to decline for drivers in their mid-30s and may start to rise again for drivers in their late 60s and early 70s.

Ohio drivers in their early 30s can find affordable auto insurance rates through Geico, with policies averaging $787 per year, or $66 per month. The average rate for 30-year-old drivers is estimated at $1,107 per year, or $92 per month.

In Ohio, we estimated the average rate for 35-year-old drivers to be $1,599 per year, or $133 per month. However, drivers are looking for affordable car insurance nationwide and through providers like Erie Insurance.

Auto Insurance — Ohio Insurance Policies

According to our research, the cheapest car insurance providers for drivers in their 40s are Geico and Nationwide. On average, Geico is $769 per year or $64 per month, compared to the national average of $773 per year or $64 per month. The average rate for 40-year-old Ohio drivers is $1,041 per year, or $87 per month.

On average, 50-year-old drivers in Ohio can get the cheapest auto insurance, which costs about $729 a year or $61 a month for a comprehensive policy. The average rate for 50-year-old drivers is estimated at $990 per year, or $83 per month.

Our research shows that the average rate for 65-year-old Ohio drivers is $971 per year, or $81 per month. However, drivers will likely get much lower coverage than average rate estimates with companies like Nationwide averaging $718 a year or $60 a month for a full coverage policy.

On average, Nationwide offers the most affordable auto insurance in Ohio for 75-year-old drivers at an average price of $889 per year or $74 per month. The average rate for 75-year-old drivers is estimated at $1,200 per year or $100 per month.

How Much Can An Ohio Car Accident Cost Without Insurance?

Age isn’t the only factor that greatly affects car insurance costs. Your driving history and credit score will also affect your annual rate for car insurance. The following sections provide average car insurance quotes for several different driving situations.

A speeding ticket on your driving record will cause your car insurance rates to go up. On average, Ohio drivers with recent speeding tickets pay about $1,955 a year for comprehensive coverage.

If you recently had an at-fault accident on your record, you’ll have to pay more for coverage. On average, Ohio drivers who have been in a recent accident pay about $2,341 per year for comprehensive coverage.

A DUI is considered a major risk factor on your driving record. So if you are charged a fee, you will see a huge increase in your premium. On average, Ohio drivers with a DUI pay about $2,701 per year for comprehensive coverage.

Proof Of Car Insurance Letters

The Buckeye State is one of many states where insurers are legally allowed to use your credit score to determine your insurance rates. Bad credit paid drivers

Ohio car insurance, ohio car insurance companies, car insurance lima ohio, car insurance in ohio, ohio car insurance rates, liability car insurance ohio, cheapest car insurance ohio, car insurance toledo ohio, cheap car insurance ohio, car insurance quotes ohio, sr22 car insurance ohio, best car insurance ohio